Current course of business

Despite the uncertainties and increased volatility on the financial markets, the Schweizer KMU Pensionskasse achieved a strong investment performance of 7.0% in 2025 compared to the market thanks to its proven investment strategy. With a solid coverage ratio of 105%, the pension fund’s financial base was further strengthened.

Current situation

The Schweizer KMU Pensionskasse has made a promising start to 2026 thanks to the strong performance of Swiss equities. By deliberately overweighting small and mid-cap stocks, it has significantly outperformed the benchmark index to date (as of February 10, 2026).

At a glance

	2025	2024	2023	2022	2021
Active insured persons	1’554	1’468	1’477	1‘457	438
Pensioners	267	260	244	231	142
Affiliated companies	54	53	49	50	29
Funded status	105.0%	100.2%	98.5%	93.4%	110.4%
Performance	7.0%	3.2%	6.1%	-11.0%	16.3%
Interest on retirement savings capital	1.75% (all-inclusive)	1.25% (all-inclusive)	1.0% (all-inclusive)	1.0% (part LOB)	3.0% (all-inclusive)
Technical interest / base	2.0% / generation table	2.0% / generation table	2.0% / generation table	2.0% / generation table	1.5% / generation table
Balance sheet total	308.8 Mio	278.5 Mio	265.4 Mio	244.8 Mio	93.3 Mio
Ratio of actives to pensioners	5.82	5.65	6.30	6.50	3.05

Conversion rate

Gradual reduction until 2028; from 2028 5.20%
Year of retirement	2026	2027	2028	2029
Age 65	5.40%	5.30%	5.20%	5.20%